1. Go to 'Wallets' tab → tap 'Swap'.
2. Select the cryptocurrency to trade (your offering).
3. Choose the cryptocurrency (your desired asset).
4. Enter the swap amount.
5. Set the transaction speed (default is 'Regular')
6. Tap 'Continue' to review trade details.
7. Tap 'Confirm' and swap to execute the transaction.

META VOULT keeps you informed at every step of the process. Once your swap is complete, you'll receive a notification either on your device or within the META VOULT app. Until then, the status of your trade remains as 'pending'. You can monitor its progress easily as follows:

'Transaction history' found under the 'Wallets' tab, or the clock icon at the top of the Swap screen.

Swap Duration

Cross-chain swaps take 5-30 minutes, but can take longer based on asset pair and market. You'll get a notification when your swap arrives in META VOULT. Decentralized swaps are almost instant.

Swap Limits

Each asset pair has its own minimum and maximum swap amounts that change based on market conditions. Our goal is to minimize this amount, so that network fees paid to miners for processing transactions do not make up a large portion of the total swap. Current minimum and maximum limits can be found on the swap screen within the app.

Should you wish to swap an amount larger than the stated maximum, you can easily partition your trade into multiple transactions.

With META VOULT, you can exchange assets without the need for identity verification. However, there might be instances where our third-party providers require document verification for anti-money laundering (AML) purposes.

Currently, the deposit service in AAVE supports the following currencies:
- USDT on Ethereum, Optimism, Avalanche, Binance Smart Chain, Polygon
- USD₮0 on Arbitrum
- WETH on Ethereum, Optimism, Arbitrum, Base
- WAVAX on Avalanche
Currencies that support deposits are labeled with a 'DeFi Earn' badge in the wallet list.

1. Activate a wallet for one of the currencies that support deposits.
2. Top up the wallet if it doesn’t already have funds.
3. On the currency screen, tap the 'DeFi Earn' banner and then 'Continue.'
4. Tap 'Deposit.'
5. Confirm the activation of the wallet for the corresponding AAVE service tokens (e.g., aUSDT for USDT).
6. Enter the amount you want to deposit.
7. Approve an allowance if prompted.
8. Confirm the transaction.
After that, the corresponding AAVE service tokens will be credited to your wallet.

The current deposit yield is displayed on the currency’s 'DeFi Earn' banner and on the badge of the corresponding AAVE service token (e.g., 5% APY). Keep in mind that the yield changes over time.

Rewards are reflected by a continuously increasing balance of AAVE service tokens in your wallet. This means rewards are automatically accumulated, and no additional action is required.

1. On the screen for the currency in which you have an open deposit—or its corresponding AAVE token—tap 'DeFi Earn.'
2. Tap 'Withdraw.'
3. Enter the withdrawal amount and confirm the transaction.
As a result, you will receive the currency in which you originally opened the deposit.

Any META VOULT fee will be shown on the deposit confirmation screen. There is no META VOULT fee for withdrawing from a deposit.

For some currencies, granting an allowance to the smart contracts that power the service is a necessary step before making a deposit. This is a standard operation in DeFi.

- Reserve size — The total amount of all current AAVE deposits, displayed in your preferred fiat.
- Liquidity — The amount that can be withdrawn from AAVE deposits right away, also displayed in your preferred fiat.

Sub-accounts allow you to have separate wallets. In other words, your original META VOULT plus more additional wallets or sub-accounts.

To be more technical, with sub-accounts you can create additional consolidated multi-blockchain wallets that are derived from your seed.

You might want to have, for example, a savings account, a personal account and a rainy day sub-account. You can also have an account for different trading strategies e.g. HODL, DCA (dollar cost averaging) or daily trading. The choice is yours.

1. Go to 'Wallets' tab → tap on your balance (default is Sub-Account 1).
2. Access sub-account options → tap the ⚙️ icon next to Sub-Account 1.
3. Rename your sub-account → tap 'Name', enter a new name, and tap 'Done'.

Not exactly. You can transfer your balances to other sub-accounts and then use the Archive button in Services > Sub-Accounts > ⚙️ > Archive
NOTE: You cannot archive an active account.

1. Ensure you have multiple sub-accounts set up (refer to 'How can I create a sub-account').
2. Go to 'Services' tab → 'Sub-Accounts'.
3. Tap on the sub-account you wish to make active:
- The system will automatically return you to the previous screen ('Services' or 'Wallets' tab).
4. You can also access all sub-accounts directly by tapping on your balance at the top of the 'Wallets' tab.
Note:
- Switching active accounts allows you to manage multiple portfolios easily from your main screen.

One of the key benefits of sub-accounts is the ability to easily transfer assets, such as Bitcoin, between your main/active sub-account and another sub-account, like your savings sub-account.
For example, to send Bitcoin between Sub-Account 1 and Sub-Account 2:
1. Go to 'Wallets' tab → select 'Send'.
2. On the 'Send' screen, choose 'Sub-Accounts' and select the sub-account to send to.
3. Enter the amount of Bitcoin (BTC) to send (toggle between fiat or BTC if needed).
4. Choose your transaction fee (speed).
5. Tap the green button to complete the transaction.

META VOULT will not charge you any fees for transferring between sub-accounts. However, you will pay blockchain fees depending on the transaction speed you select.

You can access sub-account settings by tapping the ⚙️ icon next to each sub-account.
Here are your options for each sub-account:
- Name: Label the sub-account name to anything you like or choose from our prefill options. - Creation Date: View the date the sub-account was created.
- Enable Contacts: This toggle switch is relevant if you use META VOULT contacts to transact with other users. When toggled to green, this sub-account becomes your default account for all inbound crypto from users who have added their phone number to META VOULT.
- Archive: This feature is available for sub-accounts that are not set as the main active account and where the Default Sub-Account toggle is not selected.
- Advanced options: Your private keys and derivation paths.

Your seed phrase is your master access key to all your sub-accounts and the entire META VOULT ecosystem. Each private key is subordinate to the seed phrase and is derived from it.

Staking is where you pledge your crypto to help validate proof-of-stake blockchain transactions in exchange for rewards
With META VOULT, staking is self-custodial, meaning your funds are used only for staking, and you control the process. Supported currencies for staking include:
- Solana (SOL)
- Cosmos (ATOM)
- Near (NEAR)
- Oasis Network (ROSE)
- Velas Network (VLX)
To learn more, tap the 'Services' icon on the META VOULT app toolbar and select 'Staking'. There’s also a rewards calculator to help you estimate potential earnings
NOTE: Staking carries risks. Rewards are in cryptocurrency, which is volatile and can decrease in value. You may need to lock up your crypto for a set period, during which its market value could fluctuate significantly

1. Go to 'Services' tab → tap 'Staking' 2. Select the cryptocurrency to stake
3. Tap 'Stake' button
4. Choose a validator from the list
5. Enter the amount to stake (check minimum requirements)
6. Tap 'Confirm' to finalize staking
7. Monitor your staking progress in the 'Staking' subsection of your chosen cryptocurrency

1. Go to 'Services' tab → tap 'Staking' 2. Select the cryptocurrency you want to unstake
3. Navigate to 'Stake balance' subsection of your chosen cryptocurrency
4. Select your desired stake and tap on it
5. Proceed with prompts
6. For certain currencies (e.g., SOL, NEAR, and VLX), a manual withdrawal is required once the unstaking process is complete. ATOM and ROSE will be credited to your wallet automatically
NOTE: Unstaking can take up to 21 days, depending on the cryptocurrency

1. What is the minimum amount of SOL that I can stake?
You can start staking Solana with 0.01 SOL

2. When do my rewards begin accumulating?
After 2 epochs, which typically take 4–8 days

3. How often are rewards paid out?
Rewards are paid out once per epoch, approximately every 2–4 days

4. Do my rewards automatically compound?
Yes. Solana staking rewards are automatically added to your staked balance

5. How long does it take to unstake SOL, and how do I withdraw my SOL?
Unstaking takes 2 epochs (about 4–8 days). After that period, you must manually withdraw your SOL to your available balance

NOTE:
- Staking APY changes over time. META VOULT displays the yield based on the current moment
- All user actions within staking are subject to a blockchain network fee, which varies depending on network conditions
- The Validator’s fee is set by the validator. It is deducted only from staking rewards and does not affect the principal
- The developer of META VOULT does not charge any fee for staking

1. What is the minimum amount of NEAR that I can stake?
You can start staking NEAR with 0.01 NEAR

2. When do my rewards begin accumulating?
Immediately after you stake

3. How often are rewards paid out?
Rewards are paid out once per epoch, roughly every 12 hours

4. Do my rewards automatically compound?
Yes. NEAR staking rewards are automatically added to your staked balance

5. How long does it take to unstake NEAR, and how do I withdraw my NEAR?
Unstaking requires 4 epochs (about 52–65 hours). After that period, you must manually withdraw your NEAR to your available balance

NOTE:
- Staking APY changes over time. META VOULT displays the yield based on the current moment - All user actions within staking are subject to a blockchain network fee, which varies depending on network conditions
- The Validator’s fee is set by the validator. It is deducted only from staking rewards and does not affect the principal
- The developer of META VOULT does not charge any fee for staking

1. What is the minimum amount of ATOM that I can stake?
You can start staking Cosmos from 0.000001 ATOM

2. When do my rewards begin accumulating?
Immediately after staking

3. How often are rewards paid out?
Rewards are paid out continuously, roughly every 7 seconds

4. Do my rewards automatically compound?
No. Cosmos staking rewards do not automatically compound. You must manually claim your rewards and stake them to grow your principal

5. How long does it take to unstake ATOM, and how do I withdraw my ATOM?
Unstaking takes about 21 days. After this period, your ATOM is automatically credited to your wallet—no manual withdrawal is required

NOTE:
- Staking APY changes over time. META VOULT displays the yield based on the current moment - All user actions within staking are subject to a blockchain network fee, which varies depending on network conditions
- The Validator’s fee is set by the validator. It is deducted only from staking rewards and does not affect the principal
- The developer of META VOULT does not charge any fee for staking

1. What is the minimum amount of ROSE that I can stake?
You can start staking Oasis with 100 ROSE

2. When do my rewards begin accumulating?
Immediately after you stake

3. How often are rewards paid out?
Rewards are paid out once per epoch, roughly every 1 hour

4. Do my rewards automatically compound?
Yes. Oasis staking rewards are automatically added to your staked balance

5. How long does it take to unstake ROSE, and how do I withdraw my ROSE?
Unstaking takes 336 epochs (about 14 days). After that period, your ROSE is automatically credited to your wallet—no manual withdrawal is needed

NOTE:
- Staking APY changes over time. META VOULT displays the yield based on the current moment - All user actions within staking are subject to a blockchain network fee, which varies depending on network conditions
- The Validator’s fee is set by the validator. It is deducted only from staking rewards and does not affect the principal
- The developer of META VOULT does not charge any fee for staking

1. What is the minimum amount of VLX that I can stake?
You can start staking Velas with 0.01 VLX

2. When do my rewards begin accumulating?
After 2 epochs, which typically take 4–8 days

3. How often are rewards paid out?
Rewards are paid out once per epoch, approximately every 2–4 days

4. Do my rewards automatically compound?
Yes. Velas staking rewards are automatically added to your staked balance

5. How long does it take to unstake VLX, and how do I withdraw my VLX?
Unstaking also takes 2 epochs (around 4–8 days). After this period, you must manually withdraw your VLX to your available balance

NOTE:
- Staking APY changes over time. META VOULT displays the yield based on the current moment
- All user actions within staking are subject to a blockchain network fee, which varies depending on network conditions
- The Validator’s fee is set by the validator. It is deducted only from staking rewards and does not affect the principal
- The developer of META VOULT does not charge any fee for staking

Security alerts: push and e-mail notifications keep you informed about important META VOULT account activities, login attempts or suspicious actions.

NOTE: Push notifications are free and enabled by default for all users. Security e-mails, however, are a premium feature exclusive to Gold tier users.

Go to 'Settings' → 'Security Center' → 'Security Alerts' to toggle security e-mails on or off.
NOTE: enabling or disabling security e-mails applies to all types of notifications.

This event indicates that the e-mail address associated with your META VOULT account has been updated.
Why does it show a 'Previous e-mail" and "New e-mail'?
This is to inform you that your account's registered e-mail address has been changed. It shows both the old and new e-mail addresses for your reference.

Why is the date of the e-mail change displayed?
The date helps you track when the e-mail change occurred, ensuring transparency and security.

The 'Account deletion requested' event means that a request has been submitted to permanently delete your META VOULT account.

You can cancel the deletion request by logging into your account before the scheduled deletion date.

The scheduled deletion date is the date when your account will be permanently deleted if no action is taken to cancel the request.

Account deletion is not immediate to allow users time, i.e. 30 days to change their minds and cancel the request within the provided window.

Before your account is deleted, ensure that all important information, such as your recovery phrase and transaction history, is securely backed up.

Once the account is deleted, all associated data is permanently removed and cannot be recovered.

All funds in your META VOULT must be transferred out before deletion. Funds left in the wallet will no longer be accessible via META VOULT app after the account is deleted.

The 'New login detected' event means that your META VOULT account has been accessed from a device not previously recognized.

If you did not perform this action, your account may be compromised. Secure your recovery phrase immediately and contact META VOULT support.

The event details include the date, device name, location, and IP address to help you verify if the login was authorized.

It is recommended to regularly check your account activity and ensure your recovery phrase is stored securely.

This notification cannot be disabled, as it is a critical security feature designed to alert you of potentially unauthorized access.

This event is triggered when a cryptocurrency transfer or other transaction (such as a smart contract call) is initiated from your META VOULT account. It provides information about the details, including the network, sender and recipient addresses, amount, and transaction hash.

• How can I verify an outgoing transaction?
You can use the transaction hash provided in the event details to track the transaction or transfer on the corresponding blockchain network.

• Can I cancel an outgoing transaction?
No, cryptocurrency transactions, including transfers and smart contract calls, are irreversible once confirmed on the blockchain. Always double-check your details before proceeding.

• Is there a fee for outgoing transactions?
Yes, network fees (gas fees) apply to all outgoing transactions, including transfers and smart contract calls. These fees are determined by the blockchain network and are not controlled by META VOULT.

This event is triggered when a transaction or transfer is initiated using your recovery phrase in an external application. It provides information about the activity, including the network, sender and recipient addresses, amount, and transaction hash.
• How can I verify an external app transaction?
You can use the transaction hash provided in the event details to track the transaction or transfer on the corresponding blockchain network.

• Why is this event different from regular outgoing transactions?
This event indicates that your recovery phrase was used in an external application, not within META VOULT. It highlights activities that occur outside the META VOULT ecosystem.

• Can I cancel an external app transaction?
No, transactions initiated using your recovery phrase in an external app are irreversible once confirmed on the blockchain. Always secure your recovery phrase to prevent unauthorized access.

• Is there a fee for external app transactions?
Yes, network fees (gas fees) apply to all external app transactions, including transfers and smart contract calls. These fees are determined by the blockchain network and are not controlled by META VOULT.

• How can I prevent unauthorized external app transactions?
Ensure your recovery phrase is stored securely and never shared. Use only trusted devices and avoid entering your recovery phrase into unverified applications.

The 'Alert history' screen provides a detailed log of all recent events and actions related to your META VOULT account, helping you track important activities.

• What types of alerts are displayed here?
Alerts include e-mail notifications changes, account deletion requests, logins on new devices, outgoing transfers, external app transactions, and other significant account activities.

• What does the 'i' icon next to some alerts mean?
The icon indicates events that may require your attention, such as new login or account deletion request.

• Can I view more details about a specific alert?
Yes, tapping on any alert will provide additional details, such as date, time, related addresses, and transaction hashes (if applicable).

• Why don’t I see certain events in the alert history?
Only significant account activities are logged in the 'Alert history'. Minor events or actions not directly impacting your account's security may not appear.

• Is the 'Alert history' updated in real-time?
Yes, the Alert history is updated in real-time as events occur, ensuring you always have the latest information.